Ride It Away (V12 Finance) – Spread the Cost!

Finance couldn’t be easier! Allowing you to spread the cost of your dream bike and accessories from 6 to 48 months, terms and conditions apply, finance subject to status.

Interest rates vary from product to product depending on the level of discount from RRP. Please see the chart below for finance options available, alternatively visit the ‘FINANCE OPTIONS’ tab on any product for available finance options or visit checkout.

6, 10, 12, 18 Months Interest Free Finance
24 Months 4.9% Interest Bearing Finance
36 Months 9.9% Interest Bearing Finance
48 Months 15.9% Interest Bearing Finance
6, 10 Months Interest Free Finance
12, 18 Months 4.9% Interest Bearing Finance
24, 36 Months 9.9% Interest Bearing Finance
48 Months 15.9% Interest Bearing Finance
12 Months 4.9% Interest Bearing Finance
24, 36 Months 9.9% Interest Bearing Finance
48 Months 15.9% Interest Bearing Finance
12, 24, 36, 48 Months 15.9% Interest Bearing Finance

Minimum Spend: £300
Minimum Deposit: 10%
You Must be 18 or Over
Either you or your partner must be in permanent paid employment, self employed, retired and receiving a pension, working student in part time work or in receipt of a disability benefit.
You must have been a resident in the UK for at least 3 years.
You must have a debit or credit card in your name, which is registered to your address, in order to pay for the deposit (if applicable).
You must have a Bank or Building Society current account available, to complete the direct debit instruction.
Matching this criteria does not guarantee acceptance.

Click Here for the Finance Calculator or visit the ‘FINANCE OPTIONS’ tab on any product page as shown below.

How to Apply?

To apply for V12 Retail Finance online please select the Finance option at the checkout and you’ll be able to complete the application online.

To apply in-store please bring photo id (passport or driving license), utility bill (no older than 3 months) and bank account details.

Finance is supplied by V12 Retail Finance. Terms and Conditions apply which can be read on the application form.

V12 Retail Finance is a trading name of Secure Trust Bank PLC. Secure Trust Bank PLC. Registered in England and Wales 541132.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered Office for both: V12 Retail Finance Limited, Yorke House, Arleston Way, Solihull, B90 4LH.

*Please note that delivery MUST be made to your home address as in your V12 application as to prevent fraudulent applications.

Cycle to Work Schemes – Save Up To 42%

Cycle to Work Schemes are a great way to save money on your new bike! We participate with the following schemes.


We offer the ride to work scheme through Cyclesheme where employees participating companies can purchase cycles with around 40% discount. Click here to find out how it works.

Cycle Plus

Cycleplus has teamed up with local independent bike shops to offer both Tax and National Insurance savings to participating employees and you can even spread the cost to make payments more convenient!


Vivup allows employees to save up to 47% through the scheme. Employers will save up to 24.4%.

Cycle Solutions

Save up to 48% with the government backed cycle to work scheme. This is a collection only scheme.

Green Commute Initiative

Green Commute Initiative is leading the industry with its cycle-to-work scheme with no limits. GCI scheme participants benefit from no £1,000 spending cap and no scheme exit fees. Save up to 47%, depending on your tax bracket. Pay monthly through salary sacrifice with no added interest. Get an E-bike or conventional bike and help reduce congestion and pollution whilst improving your health, fitness and mental wellbeing. Click here for the savings calculator.

How to Apply?

Please contact us for information on how to apply for Cycle to Work Schemes.

*Contact us for the availability of Cycle Schemes on sale items.

Can I top up the voucher amount with extra money?

The amount of money you spend must not be more than the amount of your cycle to work voucher. Unfortunately, you are no longer allowed to top up cycle to work scheme orders with your own money. This applies to all schemes and has been confirmed by the GOV.UK Department of Transport.