Ride It Away (V12) – 0% Finance!

0% Finance couldn’t be easier! Allowing you to spread the cost of your new bike and accessories from 6 to 24 months and pay nothing in interest. Use the calculator below to work out your repayments.

We offer 0% finance on items with up to 15% discount from RRP, we also offer interest bearing finance for items with more than 15% discount. See the chart below for finance options available.

6, 10, 12, 18, 24 Months Interest Free Finance
36 Months 9.9% Interest Bearing Finance
48 Months 15.9% Interest Bearing Finance
6, 10, 12 Months Interest Free Finance
18 Months 4.9% Interest Bearing Finance
24, 36 Months 9.9% Interest Bearing Finance
48 Months 15.9% Interest Bearing Finance
12, 18 Months 4.9% Interest Bearing Finance
24, 36 Months 9.9% Interest Bearing Finance
48 Months 15.9% Interest Bearing Finance
12, 24, 36, 48 Months 15.9% Interest Bearing Finance

Only applicable when spending more than £280.00 (minimum 10% deposit) on a bicycle and or accessories and if you are 18 or over, a UK resident (3 or more years), self employed or employed (minimum 16 hours a week) or retired. Matching this criteria does not guarantee acceptance.

Click Here for the Finance Calculator or visit a product page on our website and choose the ‘Finance Options’ tab as shown below.

How to Apply?

To apply for V12 Retail Finance online please select this option at the checkout.

To apply in store please bring photo id (passport or driving license), utility bill (no older than 3 months). You will also need your bank account details.

Finance is supplied by V12 Retail Finance. Terms and Conditions apply which can be read on the application form.

V12 Retail Finance is a trading name of Secure Trust Bank PLC. Secure Trust Bank PLC. Registered in England and Wales 541132.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered Office for both: One Arleston Way, Solihull, B90 4LH.

*We only offer 0% Finance on items with up to 15% discount from RRP.

*Please note that delivery must be made to your home address as in your V12 application.

Cycle to Work Schemes – Save Up To 42%


We offer the ride to work scheme through Cyclesheme where employees participating companies can purchase cycles with around 40% discount. Click here to find out how it works.


Save up to 42% on the cost of bikes/equipment and improve your general health and well-being! Cost is spread over weekly/monthly interest free payments also save money on travelling costs.

Cycle Plus

Cycleplus has teamed up with local independent bike shops to offer both Tax and National Insurance savings to participating employees and you can even spread the cost to make payments more convenient!

Connected Benefits

Connected Benefits allows employees to save up to 47% through the scheme. Employers will save up to 24.4%.

Cycle Solutions

Save up to 48% with the government backed cycle to work scheme.

How to Apply?

You can apply for your new bicycle and accessories online by going to the CycleScheme website, you will need your employers unique code. If possible we always recommend visiting the shop first so we can assist you in choosing the correct bicycle. For other schemes please contact us.

Find out how much you can save with the CycleScheme Calculator found here.

*Contact us for the availability of Cycle Schemes on sale items.